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Schenectady Housing, Costs

Monthly Schenectady housing costs for owner-occupied housing units. Costs are in two categories, for owners with a mortgage, and without a mortgage. Costs are displayed in dollar amounts in the first table, and as a percentage of total income in the second table.


Housing costs

Number

Percent

Specified owner-occupied housing units

8,627

100.0%

 

 

 

With a mortgage

5,326

61.7%

Less than $200 monthly

0

0.0%

$200 - $299 monthly

0

0.0%

$300 - $399 monthly

15

0.3%

$400 - $499 monthly

69

1.3%

$500 - $599 monthly

179

3.4%

$600 - $699 monthly

384

7.2%

$700 - $799 monthly

469

8.8%

$800 - $899 monthly

937

17.6%

$900 - $999 monthly

733

13.8%

$1,000 - $1,499 monthly

2,176

40.9%

$1,500 - $1,999 monthly

291

5.5%

$2,000 - $2,499 monthly

62

1.2%

$2,500 - $2,999 monthly

5

0.1%

$3,000 or more monthly

6

0.1%

Median in dollars

983

 

 

 

 

Without a mortgage

3,301

38.3%

Less than $100 monthly

6

0.2%

$100 - $149 monthly

36

1.1%

$150 - $199 monthly

44

1.3%

$200 - $249 monthly

186

5.6%

$250 - $299 monthly

267

8.1%

$300 - $399 monthly

980

29.7%

$400 - $499 monthly

924

28.0%

$500 - $699 monthly

692

21.0%

$700 or more monthly

166

5.0%

Median in dollars

414

 


Housing costs as a percentage of monthly income (1999)

Number

Percent

With a mortgage

5,326

61.7%

Less than 20%

2,129

40.0%

20 - 24%

1,082

20.3%

25 - 29%

611

11.5%

30 - 34%

479

9.0%

35% or more

1,001

18.8%

Not computed

24

0.5%

Median

22.4%

 

 

 

 

Without a mortgage

3,301

38.3%

Less than 20%

2,025

61.3%

20 - 24%

319

9.7%

25 - 29%

209

6.3%

30 - 34%

202

6.1%

35% or more

472

14.3%

Not computed

74

2.2%

Median

16.4%

 





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